Introduction

There are countless ways on how you will build your own portfolio. Some of the things that you need to know before making a move on creating a portfolio is to prepare an Oral Presentation. When we say oral presentation, it is referring to a descriptive writing that is rich of detailed topics like having a illustrations, props, back ground sound and more to enhance your reading ability and then to to share your work to the audience on how did you made it.

Inspire yourself by asking yourself how did you do it and it will come up with many questions like how did you review your subject and its changes? Did you enjoy making it? Create some questions that you can answer on your own with full of information.

Organize - You need to demonstrate to the audience clearly your work so make them understand what you want to say about your work.

Prepare all the things that you need and start the presentation to the audience. Make sure that all of it are well organize and neat to put some good impression to the presentation.

Before you design your business card you should read up on a few designing tips, here are the main points that you should consider before making designing your business cards.

1) How many people will you be giving these cards out too?

This is because you will need to know how many business cards to order. This is because most websites where you can buy your business cards ask you how many business cards you want before you design them on the designing web page. So if you do not know how many you will be needing before you design them you will not be able to order or design your business card.

2) if you were looking at the business card from someone else’s point of view would you like it?

The main key to this is put yourself in someone else’s shoes, if you think how the people your giving the cards to think then you will have the answer to all your questions.

3) If you were looking at the business card from someone else’s point of view can you read it?

You also have to think about if the person reading your business card can read it. For example if you have dark blue background with black font, the person reading your card will not be able to read the business card.

4) The placement of the description on your card.

You must place the description on your card well, for example you should now have all of the different details (name, business name, website, phone number, email) all bulked up into the middle as this makes it harder to read. You should think carefully and preview your business card as you add new details to it.

Using the above tips you will be well on your way to designing your business cards.

Yeah OB is outspending McCain and not pulling the lead by that much in Pennsylvania or elsewhere in the country. He averages a 2-5 pts lead depending on which poll you look at. Polls are not generally to be relied on but they do give some indication of the way things are going. Much depends on the questions and manner in which they are worded.

With all the spending and the money raised and the hoopla to get out the vote it is interesting that his lead is so little.

Could it be that his lies are finally coming out? Is he lying when he says 250K is the rich threshold? He has said after all just a few months back that 217K would be the threshold. He was said no one would receive a tax increase now he says it will be a tax cut.

Lately his campaign has lowered threshold to 200K and Biden even said 140K. Which is nearer what Dems usually say is rich anything over 100K. In fact just last year both Biden and Obama voted to raise taxes on those earning over 42K.

Well friends, 100K is not poor but it is closer to middle class than ever. In about 5 years 100K will be the lower middle and poor will be at 60K. Who would have thought you could be poor at 35K? In many parts of the country 60K is not enough for one income.

In 2010 the tax cuts that were passed in Congress will be up for vote to extend. Obama will not want those tax cuts extended and most Democrats do not want the tax cuts extended. When those are reversed then that is a TAX INCREASE.

Be careful what you wish for. LOOK at the e voting record and look at what is planned.

When wishing businesses to take it on the chin and pay for more you are really saying tax ME more. Where do you think biz gets tax revenue? It’s not from their profits it’s from the taxes they collect.

Add up your taxes now. Those taxes you have right now federally were scheduled b Democrats to be removed and revert to prior years rates. They fought to keep those tax cuts away from you.

So far we have tax increased by 2010 on the poor as well as middle and upper class. WE have social security increases and we have capital gains increases and estate tax increases.

I don’t see any plans to cut spending by Obama. Not only that with the economy having problems this last couple of months we are looking at a recession that if government messes with it too much could cause a DEPRESSION. What could they do? They could RAISE taxes in a recession which by historic example makes the problem worse. ALWAYS.

Yeah OB is outspending McCain and not pulling the lead by that much in Pennsylvania or elsewhere in the country. He averages a 2-5 pts lead depending on which poll you look at. Polls are not generally to be relied on but they do give some indication of the way things are going. Much depends on the questions and manner in which they are worded.

With all the spending and the money raised and the hoopla to get out the vote it is interesting that his lead is so little

Could it be that his lies are finally coming out? Is he lying when he says 250K is the rich threshold? He has said after all just a few months back that 217K would be the threshold. He was said no one would receive a tax increase now he says it will be a tax cut.

Lately his campaign has lowered threshold to 200K and Biden even said 140K. Which is nearer what Dems usually say is rich anything over 100K. In fact just last year both Biden and Obama voted to raise taxes on those earning over 42K.

Well friends, 100K is not poor but it is closer to middle class than ever. In about 5 years 100K will be the lower middle and poor will be at 60K. Who would have thought you could be poor at 35K? In many parts of the country 60K is not enough for one income.

In 2010 the tax cuts that were passed in Congress will be up for vote to extend. Obama will not want those tax cuts extended and most Democrats do not want the tax cuts extended. When those are reversed then that is a TAX INCREASE.

Be careful what you wish for. LOOK at the e voting record and look at what is planned.

When wishing businesses to take it on the chin and pay for more you are really saying tax ME more. Where do you think biz gets tax revenue? It’s not from their profits it’s from the taxes they collect.

Add up your taxes now. Those taxes you have right now federally were scheduled b Democrats to be removed and revert to prior years rates. They fought to keep those tax cuts away from you.

So far we have tax increased by 2010 on the poor as well as middle and upper class. WE have social security increases and we have capital gains increases and estate tax increases.

I don’t see any plans to cut spending by Obama. Not only that with the economy having problems this last couple of months we are looking at a recession that if government messes with it too much could cause a DEPRESSION. What could they do? They could RAISE taxes in a recession which by historic example makes the problem worse. ALWAYS.

Some time ago it was suggested that a national sales tax could replace our current individual income tax. That suggestion was never seriously considered by a significant number of congressmen, and those in the general public had the reasonable fear that a national sales tax would be implemented, but income tax would never be eliminated. In our current economic situation, perhaps the idea should be reexamined.

A tax on spending rather than earning will put more money in the pockets of working people. A 5% across the board sales tax on non-essential items would tax everyone, rich included, fairly. The wealthy typically spend more; therefore they will pay more tax. There will be neither shelters nor loopholes, but there certainly will be situations to be addressed such as developing a method to collect sales tax on the wages paid to domestic staff.

Naturally there will have to be a way for the federal government to make up the shortfall caused by the loss of individual tax. That can be done by increasing the income tax rate on corporations with a gross income of over $500,000, doubling the income tax rate on businesses and manufacturing concerns operating in the United States with foreign ownership, increasing all import tariffs and eliminating the free trade agreement, eliminating tax breaks and increasing the tax rate for companies with off shore facilities. Additionally a per call tax should be charged to any operation with foreign call centers serving customers within the United States.

The cost of administration of such a plan is certainly off set by the decreased cost of not collecting individual income tax. Most states currently collect a state sales tax, and with minor changes to those operations, the national sales tax can easily be collected. Increased tariffs on foreign made goods may increase the price of items allowing American made products to compete. Elimination of income tax will provide more ready cash for consumers and should more than compensate for any price increase and sales tax.

To eliminate the possibility of the government subsequently implementing another individual income tax, a constitutional amendment must be approved that prohibits the concurrent implementation of both sales and individual income tax. However, that amendment must be worded to allow the continuation of corporate income tax and allow charging a higher tax rate on foreign owned operations.

Although mainstream media, Hollywood moguls, and politicians often give lip service to changing the tax structure to reduce the tax on middle and lower income people, it never seems to happen. A national sales tax on non-essential items allows the individual to pay a fair share based upon purchases.

This is not a novel idea. It has been proposed by many and rejected by more several times in the past. It has often been rejected as bad for the economy, but where are we now? Certainly our present structure has not successfully kept jobs and dollars in the US. Many taxpayers are feeling that tax dollars are wasted or spent on projects that provide no benefit. Although sales tax revenues may also be wasted or spent on controversial projects, at least the individual will benefit from the item purchased.

The funding of social security and Medicare must be addressed. Can the proposed sales tax along with the other ideas provide enough revenue for all government programs? Many questions need to be answered as the plan is fleshed out. There are certainly are many impediments to the plan, but it is worth examining as we look for solutions to this economic crisis.

Some of the most common tasks of online surveys are to identify which products sell best, which vacation spots are visited the most, and offer a way to collect health information. This is all valuable information that needs to be collected; therefore, companies are willing to pay people to take online surveys.

It isn’t easy to find legitimate survey sites. There are sites all over the Internet that promise to pay large sums for doing surveys. Don’t fall for this. Most legitimate survey sites will not pay a lot. You can make some extra money, but don’t expect to make a living doing surveys. You should look at it more as extra spending money, and the opportunity to learn about new products and services.

Here are a few online survey sites that you should check out:

· Global Test Market

· Pinecone Research

· Mysurvey.com

· MindField

These online survey sites do pay and they have customer service should any problems arise. Their emails are professional and you will not receive spam. If you wish to do online surveys check with any of the above sites. You can even sign up with all of them. Be aware that some online survey companies are by invitation only. Pinecone Research is this way, except for certain periods when they do open enrollment.

Payment is either sent by check or through PayPal. If you don’t have a PayPal account, you should sign up for one. It’s free and easy.

Some survey sites require confidentiality. The companies that contract with them are trying to find out what consumers think about products BEFORE they put them on the market. For this reason they don’t want information about the products to become public knowledge. You will be required to sign a confidentiality agreement before doing the surveys, and periodically throughout the time you work with the online survey site.

If you are looking to make a few quick bucks in a very easy manner, sign up with some online survey sites. They are fun and easy to do!

Managing time is very important in our lives!  We often have the habit of doing things later, later, and later until you forgot to do the task on the time you should work on it making you unable to do other tasks on the line.

1.  ALWAYS BRING WITH YOU A SMALL PEN AND A PAPER.

This is for you to write everything that comes into your mind and be able to include it on the future list of DO’s and DON’Ts!

2.  EVERY TIME YOU THINK OF SOMETHING, DO IT RIGHT AWAY.

We often have the body clock and body alarm that warns and reminds us to do the things we must do.  These are the things that we often forget and won’t be able to make it up if make no actions.

3.  WRITE DOWN, THE NIGHT BEFORE, EVERY TASK YOU HAVE TO COMPLY FOR THE NEXT DAY!

Write down itinerary before every routine to save time.  New ideas must be written down to a small piece of paper to be done after your daily planned activities or better yet include it to the future to DO list.

4.  ALWAYS PLAN YOUR WORK, AND WORK ACCORDING TO YOUR PLAN.

This is very important!  Always plan your work for a systematic result.  Systematic results will give you peace of mind and will make you free from stress!  To work according to your plan will make your life more easy than the habitual complicated life!  Let us manage our time wisely and live a better life!

The internet is so widely available and most of the service is free. I don’t see why any business owner wouldn’t take advantage of it. Yet, there are some that have never went online to promote their business. They may have a website but they don’t promote it all over the net when most of the social network is free of charge.

If you just have a site of your business sitting there with no traffic you haven’t succeed yet. How will people know about you if they don’t even see your URL. You have to go all over the net and post your URL everywhere so at least people can click on it. Offer them something for trial, free or discounted. One important component of doing business is to do marketing and promotion at the same time.

If you’re not taking advantage of the free service and the million of viewers than you’re losing out. You have to spend money at other advertising agency but they might not cover all of your needs. You should take some effort to get familiarize with the Internet and use it to your advantage. Spread the news about your business. Most services are free so what are you waiting for. The Internet is the future and will be even more sometimes nearby. Nowadays we see the Internet on our phones even and we don’t have to be at a laptop in order to do work even. You can check your email, send email, use twitter , receive text email and a whole lot of other things.

You should definitely use the net to promote your business and win over customers. You’ll never know when someone can use a good lawyer like you or a good mechanic like you. Making friends online allow them to trust you more and come to you for help instead of some stranger. This is called building customer relationship. Relationship is everything. You get those reward cards at casino and hotel and they’re there to build a relationship with you.

Relationship works very well because people will have your card and they will remember you and feel more at home to revisit you again. You have to use a little bit of psychology to win over your customers. You have to make efforts. I have seen so many great business out there without a great websites. You can be a local business but what if you have out of city, or out of state people who want to visit your nightclub. You want the whole country to know you so that they will know where to go the next time they’re visiting and people travel all the time and they look for  a friendly place to hang out. If you have a hotel, everyone has to know about you.

If you have a website , it’s even better. You will allow out of state people to prebooked their rooms and check out your package deals and you have made it more convenient and friendly for them. There is nothing like checking into a hotel of a strange owner and don’t know what to expect. We don’t want to check into a place that is dirty or rude either because there are places that are rude and are dirty. I have been to those places and feel like I could have gotten a better place.

The point here is that you have to promote your business online and at least build a page about your business. Most page nowadays are so free and easy to do with millions of friends in your network. Are you losing out to your competitor because you don’t promote. Try to join a social service so that there are traffics already brought to you like Myspace, youtube, facebook, twitter, Digg, delicious, stumble upon, Linkit, reddit and many more. Everybody should take advantage of all of these social network to promote all of their business. The least you will make is to increase customer’s awareness of your brands and make them become more famaliarize with it. The more they hear about it the more they are to trust your service and product and willing to give you a try.

So what are you waiting for. Sign up now. You will also makes tons of friends and these friends are potential clients. These are excellent way to promote for free. Most people have to spend hundreds of dollars per month to put a little ads on the newspaper that people can’t even see. The bigger it is the more they have to pay. Online you can put up millions of advertisement for free.

You can even target your local resident. For example if you go to My space.com , you can add all of those people that are from your local area and give them all the info. that they need about your business and the best part of all is that it’s free to you. You can even send out orders for them if they request it. A lot of people do business on myspace or other places. It’s very easy to do with the use of paypal system and everything else. You are encourage to sign up and promote your business.

Writing is your investment. The thrill of writing a great article and earning residual income is better than investing in the stock market. There is something deeply beneficial in getting your words out on paper - or computer screen. To have others read and respond is inspiring. Making money however is also motivational. Face it we all need money to live on and the payout on payday can be very rewarding. Why not make the most of your efforts?

To DOUBLE your money can be very easy. If you can earn $30 on ehow, neowide or XOMBA then once you can do it 2x. If you can do that, then you can rewrite for others sites and double or even triple your initial revenue.

To do this all you have to do is rewrite the article with a good amount of revisions to keep it unique and not a straight copy of what you already have. Play with words, talk out loud, do whatever it takes to rework it. Play with titles in Google Search; check your keywords to optimize your article. You don’t have to take long just work smart.

Next, make sure to use Word to run spell and grammar check. Save the document in a folder with possible picture choices for various websites. Write and rewrite. Try to format it to a 700 word article. It is much easier to cut words than add, in my opinion. This may mean eliminating a few paragraphs or expanding on subtopics. Think of how some of the eBooks or advertising blogs look in your email.

Don’t forget to JAZZ up the title as it will not benefit you to have it optimized for Google search unless it is on a site that is ad revenue driven. You can have several alternate titles written and pasted to bottom of your word document. Choices are a good thing to have. You can also have picture choices mapped out and kept in the document files. I know they say to stay away from cliché’s but “variety is the spice of life”. That thought holds true in writing.

Use Google to find websites that will publish your article. You can check my articles on ehow with my Alrady name and get some website ideas. Neowide is going to give you the best dollar for upfront that I have seen so far. Ehow is the best for residual. Writing your own blog is a good way to try to pull in advertising from other sources and allow you to use affiliates such as Shopzilla or Amazon or Chitka. But that my friend, is an article for another day and another dollar!

The economy is at its worst right now and it won’t get back up until another couple of years or so said the News. Jobs will be less and employers are hiring less and letting go more. Most of us have already experienced this downturn and most of us are hunting for work. The good news is that at least you’ll qualify for some type of unemployment benefits even though it’s not enough to cover all of your needs. Hopefully you have saved for the rainy days because it’s raining now.  Recently on the News employers are laying off more and more people.

Employers are only hiring 1.2% of new employees in the years to come and this is not good news for recent graduates. Yes, the economy is very slow. This is the time for you to start your own venture and to find some creative side work while waiting for the economy to get back up. There are tons of freelance work out there and there are some industries that are not affected by the bad economy at all.

It’s probably is a good idea to jump to those businesses that survive the bad economy. Those are hospital work, creative work in Hollywood, restaurant work, and entertainment work like in Vegas. These areas are still booming as every every other industries are shutting down. A lot of real estate and car dealerships have closed down all across the nation because of the financial crisis. A lot of banks have closed down and people are getting laid off from their jobs when the financial industry used to be one of the most secure industries.

Yes! The unemployment rate is very high right now. People are sitting at home wondering how to make more money so that they can pay all of their bills and especially for those with kids they are looking to make an income. It’s a stressful time for Americans. You can try to find or even invent freelance work or even try doing some business on the side.

There are certain groups that have tons of wealth and they’re still spending in this slagging economy. One is celebrity, and the other one is business owners or people that have plenty of wealth already and they’re not affected by this market at all. You can try to target them and do business with them. EBay is still selling some hot items. This is something you can do on the side if you have been doing business and have tons of merchandise.

There are so many services that are on the internet that you can find part time work and some of them are not jobs so you can still get your benefits because it’s not recorded or use your social security numbers. You can take advantage of these opportunities. Internet work is one way to cover your spare times. There are so many things that you can do too.

Take advantage of your expertise and help other while making some extra cash. You can try to put up your personal service online and see if people will respond. This really works because I have done it and I have gotten so much response from customers. There are big businesses out there that can use your help or your service because they don’t have time or employees to do it or they lack the knowledge. One example of a freelance service is consulting.

You can go on craigslist.org and put up your consulting business. Leave your contact and people will call you right away. You can offer tax service, lawyer’s service, medical services, auto service, beauty service, childcare, web developing, and so much more. The list is endless and you’ll be amazed how many people will respond to you. Just give your customers a try and don’t be scare.

It takes a lot of courage to represent yourself and your own service but just bite a lemon and forget about the fear. You’ll never know if this could be your big break after landing so many clients. There are tons of clients out there in need of your help. Just go online and advertise. The best part is to charge lower than most professional services and this is how you will win customers. People like a lower price. If a business offers $200 a month for the service you can try a $100 and people will call you. No matter how big a business is they will always want to cut cost.

Some other services that you can provide include teaching online for online University like Phoenix, Kaplan and many others. You do have to have a degree and experience though. People make a pretty decent income teaching. You can offer freelance tutoring service online or at home to students in difficult subject. A lot of parents look for tutoring for their children.

There is also some online website that offer you part time work like tutor.com or you can search it for yourself and they just ask that you have some time available online per week to help out students. They do make you take a test and you have to pass it but it’s open book. You can only retest it after 90 days. This is a great job from your own home. You can also have a lot of fun helping students.

If you know to sing or play a musical instrument you can also offer lessons on your own time. You can put out advertisement and get clients. A lot of people want a coach to teach them how to sing or play the piano or the guitar.  A lot of parent pays for piano lessons.

If you are a good dance teacher or gymnast you can put this to work too. You’ll be surprise but there are people who will want your service. People will use your service if they find it useful. I knew some people that do so well just being a freelancer or doing business on the side. You can give it a try and maybe that will be your next best thing. It take risk and courage to do business for yourself.

There were times when the customer was considered a king in the market. He was always right in his opinion. It now appears all the business institutions, banks, stores, supermarkets, shopping centers, cell phone companies, handy men, in short sales persons every where have said goodbye to the old culture of customer service. No body, it seems from the present trends, cares for the customer now.

The shop attendants were ever ready to listen to you and answer every question that you asked even though it might have been an obvious one. They were so always eager to explain and provided all assistance that you needed. You were not kept waiting to receive their attention. You were made to feel important.

Gone are the days, when you were greeted politely by the smiling faces of shop owners or their attendants. You were addressed as Sir/Madam in clear welcome tones. Now there are long queues while the staff moves about unmindful of your presence.

You call their customer care service and you have to hear recorded script that keeps you on hold interminably for personal answers to your calls. Your packages are delivered late and there are no satisfactory explanations for the delay. Your credit/debit cards are blocked without any legitimate reason. You have to pay unjustified high charges and penalties by banks and financial institutions. You are even provided untrue information and you feel harassed. The overall standard of workmanship has gone down. Important information is often withheld. Above all there is a shortage of trained customer care staff.

What are the causes for this downfall in customer care service?

One reason why you do not receive that kind of care and attention is that you are financially indebted to every major institution that you deal with. You will have to buy their wares whether you like it or not. The people out there think that if not you someone else is going spend his money with them anyway. So why should they dance upon your order?

This probably is the reason why you may have to spend some 45 minutes of your lunch our waiting in a queue to clear just one transaction.

How to complain against the faulty customer services

Always keep a pen and paper while calling the customer care service and seek the name and job title of the person responding your call. Note it down. Ask him to connect you with the manager, if the executive does not serve you properly. If the manager too is not cooperative, go for legal action.