I find the dating scene to be so complicated and scary. Most people in our society today are involved with online dating. But there are so many possibilities of becoming targets. And what I mean by targets is, victims of rapists, abusers, or thiefs! What should a person do if they find themselves in a position where they like someone, but they’ve met online, and are unsure of what percautions to take? Here are some safety tips for you to fall back on.

1. Always meet your interest in a public place. If they tell you they don’t like public places for
some reason or another. Leave them alone! They are probably up to no good.

2. Get as much information as you can about your interest before you meet. Address, Place
of employment, Bank, etc., and check up on this information before meeting them. You need to
know that they are being honest and up front with you from the start.

3. Bring a friend to watch over you. This friend should not be joining you, but be off to the side
close by, taking pictures. This friend should get a picture of their car, license plate number,
the interest themselves, etc. They won’t know who you know (unless you have their
face plastered on the website you met them on).

4. Don’t forget to bring your cell phone, which hopefully has voice activation. If at any point you
start feeling uncomfortable with his advances, you can just reach inside your purse and push
the side of your phone and start recording. I give this advice, because if you decide you want
to file charges against him for harassment, the police will need some kind of proof.

5. Never give them too much information. Don’t get into bank accounts, where your kids go to
school (it’s none of their business unless they want to start paying their child support), how
much income you make, where you keep your valuables in the home (they could follow you
home and break in while your gone, or worse, sleeping!)

It’s a very unsafe world these days, and people are becoming harder and harder to trust. I know…I’ve made this mistake. And it almost cost me my life! Worse yet, I didn’t have the smarts at the time to take these precautions, and the police had very little to go on. I never did catch my attacker.

Be safe…not sorry!

Have you ever thought that the US ever had so many days we celebrate? I have written about 38, but going over and over again to learn about history, I’m learning there are many new holidays and days coming to our calendar soon. Here are a few of the calendar days as well as federal days.

a. Thanksgiving                                                              
b. Christmas                                                                      
c. Independence day                                      
d. Memorial day                                                          
e. Labor day                                                             
f. mothers day                                                
g. fathers day                                                       
h. Valentines day                                                     
i. Hanukkah
j. Kwanzaa
k. Uniform holidays bill
l. Veterans day
m. New years day
n. Martin Luther king Jr.
o. Inauguration Day
p. Columbus Day
q. Columbus Day
r. Washington’s Birthday
s. Constitution Day and Citizenship Day
t. Flag Day
u. National Grandparents’ Day
v. Wright Brothers Day
w. Patriot Day
x. Thomas Jefferson’s birthday
y. Peace Officers Memorial Day
z. Parents’ Day

1a. Law Day, U.S.A. (May 1)
2b. Leif Erikson Day                                                                        
3c. Constitution Day and Citizenship Day (September 17)
4d. Child Health Day
5e. Ash Wednesday
6f. Groundhog day
7g. ST. Patrick’s day
8h. April fools day
9i. Good Friday
10j. Easter
11k. Boss’s day
12l. Earth day

INTRODUCTION

We all know that the world is dealing in financial crisis now a days and there are some people who are dealing on how to make a living for their family.

Honestly, In our country, Jobs are really difficult to reach especially for those people that are undergraduate because most of the companies here offer the job vacancies to degree holders.

That fact is absolutely difficult to accept because there will be lots of people or there are actually lots of people that are jobless… In that case,How will they provide the needs of their family ?

HOW DID I STARTED IT

Let me share you my story…

I am 19 years of age and I am a undergrad student because of financial problem so it is really too far for me to have a job as a manager,supervisor or even some saleslady because they still accept degree holders so it is very sad in my part.

My parents can’t afford to send me into  the university because it is so expensive to study college so I don’t have the chance to finish the degree that I want which is music but then, I always say to myself that I need to earn and reach the goal that I always want. To be a songwriter.

I tried to apply to some companies but it is really difficult because they are looking for credentials and certificates of the schools.Luckily,someone gave me ideas about online earnings and I am still not convince that time because I did not prove it yet so I need to give a try. My friend told me that I only need internet connection and computer that I can start earning but I have still lots of questions and he helped me about it.English is actually my second language and I’m thinking that this is another way to improve my skill in writing so I give a try.

The first thing that I tried is the word they are calling PTC or The “Pay Per Click” and it is a site where you will click some advertisement and stay to that site for 30 seconds and you will have some penny but well we all know that trial and error is always there and of course scammers that blocks and destroys the trust of the users who want to earn online but still I am not discourage about it and continue my journey and look for some sites that is legit and really pays.

For 3 months looking for the legit sites that really pays really money, I proved it to myself that It really works so I am a full time online writer today and It’s giving me enough earning to all the expenses that I am dealing.

Now I will share you my success and tell you step by step on how to have a successful online earnings..

Earning online will be easy if you just have the word we call “Patience”… That is the first key to be successful… I know that I we need to have a little long time to start earning online and we need to have patience to be successful and I applied this and it is helpful… Another thing to have is you need to be “hard working” and we all know that doing it with the great effort will come up into a positive results…

Patience and hardworking is only some of the things that I applied to be successful of this kind of job so If I can do it,for sure you can..

STEPS TO START EARNING ONLINE

1- I called this piggy online bank and this is where I put my money from the sites that I worked and it is called “paypal”. I am sure there are lots of online users who know this site very well when it comes to the security of your money. Here, you can send and request money and of course accept payments from the sites that you’ve been working.sign up to this website with your valid email address and then you can start working on it.

2-Second thing to is of course,work from the sites and I will share you some of the sites that really pays…

Mylot-this is a forum sites that gives a penny rewards from every discussion you made, I actually started to this site and earn 13 dollars in one month and yeah it is a money..

Triond-If you are a good article writer then you can start publishing your hidden works out there and let the world judge how good you are..

Dooyoo-For those Uk residents,this will be great site for you if you are good in product review then you better start reviewing now.

daytipper-well if you are good in tipping then this site is the right for you.All you need to do is submit your original tips and if they approved it,you will earn much as 3 dollars per tips. See FAQ…

payperpost-Making lots of blogs but not earning from it? Well its time to earn from your own blog and send it to payperpost then you will earn the deserving value of your blogs..

this is only some of the sites that I am working for now and this is really pays if you will just apply “patience and hardworking”

Nothing is harmful in trying so why not and prove it yourself…:-0

If you didn’t set it up this time next time have your rental agreement include a discount for EARLY payment.  Many people give a 5-10% discount if people pay BEFORE the due date. I also ask my renters to deposit directly into a special savings or checking account set up for the rental. Takes away all excuses

I have never had to go beyond that step so just follow the rules in the landlord/tenant act. and enjoy

As a licensed insurance agent, I spend a great deal of time counseling our seniors on the benefits related to Medicare.  Medicare can be a very difficult subject for our seniors, since it is complex and confusing.

One of the most difficult parts of the Medicare program for seniors to understand, is the “coverage gap” in their drug prescription plan.  This is the point where the Medicare member is responsible for paying 100% of their drug prescription costs.  It is also the most traumatic part of the program because so many seniors are on a fixed income and can hardly afford to pay the entire cost of their prescriptions.  Before you sign up for a drug prescription plan, be sure to ask your agent questions on anything you don’t fully understand.  This is important and can save the member money in the long run.

Basically, when a Medicare member enrolls in a particular drug prescription plan, there are rules to follow that can help them save money.  When registering for a drug plan be sure to know if there is a deductible associated with your plan.  Some prescription drug plans have deductibles that have to be met first, before the company is responsible for its portion of the co-payments.   Usually, if a plan has a deductible the monthly payments are lower.  If you purchase a plan without a deductible, you will pay a higher monthly premium for the plan.

The drug plans without deductibles have distinct advantages from those with deductibles.  If you have a plan without deductibles, you’re co-payments start immediately with your first prescription.  ( A co-payment is the amount you’re drug company pays as part of its cost sharing)  On the contrary, if you have a plan with a deductible, you have to pay 100% of the drug costs until you reach the deductible.  Once you have satisfied your deductible the co-payments will begin.

Under the rules for 2009, when you have spent a total of $2,700, (this is the total of what you have paid toward your prescriptions and what the plan has paid in co-payments) you will then enter the “coverage gap”.

Once you’re drug costs exceed the $2,700, you are responsible for paying 100% of you’re drug costs until you’ve spent $4,350 on covered drugs.  The $4,350 is a total of what you’re out of pocket costs were before you reached $2,700 (excluding your co-pays) and the corresponding amount you spend in the coverage gap that will total $4,350.

Once you have reached a total of $4,350 you have reached the “catastrophic coverage” level. At this point you will pay approximately $2.40 for generic drugs and $6.00 for all other drugs or 5% co-insurance for the remainder of the year.  The following year the cycle starts again based on the updated Medicare prices.

When you are looking for a drug plan be sure to choose carefully.  Some plans do offer coverage for you’re generic drugs through the “coverage gap,” and this can definitely save you money.  This simply means that the company will offer co-pays for just generic drugs through the coverage gap, resulting in a savings to you, because you will not be responsible for paying 100% for you’re generic prescriptions when you’re in the “coverage gap.”

Also as a reminder, if you ever need additional information regarding Medicare, you can go to the Medicare site at www.medicare.gov for help.

Short - term medical insurance is a product for people who is in a period of transition; and who doesn’t have a standard health insurance coverage from his / her employers recently. Most short - term medical insurance policy only offer 36 months coverage, or limit the amount of time you can keep the policy to 12 months or less. It can be bought in one - month increments which makes it convenient to drop at the end of any month. Also, Short - term medical insurances are sold to people who are under the age of 65; who didn’t have pre - existing ill - conditions; and it is for healthy individuals and families. It is an appealing product in comparison of other insurance options provided to permanent employees; because of its low - cost premium.

The group of people who would buy short - term medical insurance part - time and temporary employees, such as seasonal workers. According to most company rules, part - time employees won’t be qualify to purchase corporate insurance plan, unless he / she will become a permanent employee in the future.

People who is temporarily out of work, between jobs, or laid off is mostly like in search of affordable short - term medical insurance. According to The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), employees who are laid off or are between jobs can continue coverage with their previous employers for up to 36 months of period until new employer’s plan apply. If the premium of COBRA too high, the best option will be a short - term medical insurance with lower premium.

Newly college graduate is another group who is likely to buy short - term medical insurance. Because they won’t able to find a job instantly that offers health insurance benefits. Temporary insurance is their best solution temporarily.

Children who is going to turn 18, and is likely to lose their dependent status under their parents’ health coverage is another promised group. Because they will be turn to be an independent adult status, a short - term insurance can keep them insured until they find a job that offers health insurance, or they can enroll in an individual plan.

Another likelihood is that an individual temporarily without an insurance for other reason; such as on a strike; discharged from the military or have early retirement before turning into 65.

A short - term medical insurance generally offers low - cost premiums. Because they accept only the healthy individuals and families, who is not likely to claim in a short period of time during the coverage time. With Short - term medical insurance, you have benefits to visit any doctor or specialist you like. Surgery, hospital care, emergency services, diagnostic tests, prescription drugs, follow - up office visits, and even limited mental care are included under the policy.

For people who is between jobs, waiting for employer benefits, temporary workers or newly graduates without an affordable medical plan, a short - term medical insurance can be a temporary solution for unexpected illness and accidents, and the expensive medical bills.

Carbondale, IL–Police are searching for two white men who walked into the branch of First Southern Bank Tuesday morning just before 10 a.m. and robbed the bank at gunpoint.

The two men entered the bank wearing motorcycle helmets and one man held the employees at gunpoint while the other emptied the cash drawers. The men then escaped on a sports-style green and black motorcycle.

Carbondale police said that efforts to catch the robbers were hampered by a call reporting a stabbing which came in five minutes before the bank alarm sounded and was on the other side of town. Most of the on duty force responded to the call claiming a woman had been stabbed three times on the south side of town and then had to scramble from one scene to the other.

No victim or evidence of a struggle was found at the site of the reported stabbing and police Lt. Paul Echols has postulated that the call may have been an attempt to divert police away from the area of the bank robbery.  The bank and the Carbondale police have refused to say how much money was taken during the robbery.

At the time of the robbery, there were no customers in the bank and bank employees were unharmed in the robbery. Witnesses claim the motorcycle carrying the robbers was last spotted turning west on Chataqua Road. The suspects were wearing black and silver helmets, respectively, with full face shields. Otherwise, a description of their clothing and the fact that they were “medium build, white males” is all the information police have released from the victims’ and witnesses’ descriptions.

As a Registered Nurse I have been faced with several upset families, not those who feel care was less than excellence or that feel the staff was rude, but the families of patients that were upset that we couldn’t release information concerning the patient- their family member. The three reasons that come to mind are the ones I have encountered the most and I would like to share them with you. So, next time before you take off the head of a caregiver try to remember that our jobs encompasses the patients’ protection of identity as well as the medical issues that brought them to us.

1. If a patient has been abused there is no way for the staff to know if the abuser is on the other end of line trying to obtain the patients whereabouts.

2. The patient may have signed that there information including there name isn’t to be given out under any circumstances.

3. It’s the law. Very simply put we can not release anything other than a name and again that is only if we feel the patient isn’t at risk.

So please remember we want to inform families and in some cases will actually talk with the patient to determine if that is OK but we are held to a law we can not break or we can face legal issues that can include the loss of our jobs.

Also of importance is to keep in mind that if we are on the phone with you, we aren’t with the patient and their care stops for the length of time it takes to get you to understand we can’t give out information.

If you have a friend or a family member that is incarcerated, you need to do a few things to help them out. When they’re in there you’re the only person that can help them. If you leave them without your assistance, they may end up staying in there for a long time without the resources that they need. They will only get very little foods and other resources.

When a person is incarcerated they need to be bail out or they need a good lawyer. It all depends on whether their case is serious or not. You don’t need to bail them out. This is only if you can afford to or if they request that you bail them out if they have the money to pay for themselves. Wealthy people get arrested too. They can be in there for a DUI, or driving with a suspended driver’s license. People have all sorts of reasons why they’re incarcerated.

The bail amount is usually set according to the seriousness of the crime. Some crime bail is set at $200,000 and you have to put it on your house too. You can pay like 20% of the bail and put the rest on the house that you’re living in. I don’t think that bail is necessary unless the incarcerated person has the funding or is a public figure and they don’t want to stay in jail. The common citizen can’t afford bail this much anyway. If bail is too high, you can just leave the person in jail because even if they’re bail out, they will still have to go to trial later and may be convicted and have to serve time. The most important thing is that if you leave them in jail, the time they serve will be credited at the time of their hearing and they may even be set free because they’ve already served their times. If you bail them out then they will have to come back to jail and serve for a year or two if they’re convicted. The best thing is to leave them in jail.

The next part is deciding to get them a lawyer or not. This will depends on how serious the case is. If the case is minor like dui, petty theft, driving with a suspended driver’s license, then you can leave it to the public defender to help out the incarcerated person. A public defender is a lawyer that works for the court to help out those that can’t afford their own lawyer. Public defender can take care of small cases very well. It can be a waste of money if you hire a lawyer for a small case because they will get you the same result that a public defender will get you.

Certain charges have the same penalty and lawyers can’t do anything about it. For example, if someone is convicted of a DUI, they may have to spend several days in jail and then they’ll be released. You don’t need a lawyer for them because they can’t be released until a few days are up. It doesn’t matter what the lawyer do in this case, they’ll still be there for a couple of days. A public defender can work this case just fine. You will want a lawyer if the case’s penalty is life in prison or 2-more years in prison. A private lawyer would take care of this matter more effectively then a public defender. A public defender will not be able to dedicate all of their time and energy to this case because they also have 10 other cases. If you leave a case like this to a public defender, the incarcerated person may go to jail for the maximum numbers of years. There are people that can’t afford a private lawyer and they have to stick with a public defender.

There are things that you should do and should not do to help the incarcerated person. For example, you should not make statements against that person to authority because it can hurt that person. Everything that you say or write down will be record by authority therefore; it’s best that you don’t make a comment and leave everything to a lawyer to take care of. The more you say the more harm you can do the incarcerated person. If you must make a statement, it should only be positive statements or reasons that can help the incarcerated person out. For example, you can say that the person has a mental illness or a medical condition and that can help authority know what to do to the person. Medical reasons will help an incarcerated person a lot because their charges can be reduce or cancel if they’re mentally ill like being insane or have other health problems.

Medically ill people will be at the hospital jail in a room by themselves instead being in the same room with hundreds of other people. If the incarcerated person is medically ill you need to let the jail know as soon as possible because it can save the person’s out of everything that they’ll be subjected to. Again, you should never make a negative statement because it’ll be recorded down by authority and it could hurt the incarcerated person. For example, if you sat that your friend was driving drunk because you were partying with him, then you just made a statement that could be use to convict him because you’re the witness. Therefore, you should not make any statement unless it’s a positive one.

If you have a really serious case and you want to hire a private lawyer for your case, you need to be aware that lawyers do charge very high for each case that they take. Therefore, you have to have the funding before you can go to a lawyer. If for some reason, you don’t have any funding, then you should leave the incarcerated person with a public defender. If you do have funding then you should hire a private lawyer. Even if you do have a lawyer, court cases will drag from months to years and your friend or family will still be in jail serving those time unless they’re bailed out. The process is a very long one; therefore, you should teach your children to stay away from trouble so that you don’t have to lose money and time for their trouble.

People in 2008 have so much legal issues and will have to file for a lawsuit or a legal order sometime or another. Some people will already know how to do it and others will have a harder time because it’s their first time. If you’re new then you should definitely research the topic as much as possible so that you can file a winning lawsuit. You don’t want to spend all that time and not get anything out of it.

The first step of filing a lawsuit is to ask yourself if you have a legal standing to file or not. Sometimes you think you have a case but legally you don’t. How so? If your brother has a car accident and you want to sue on his behalf while he’s in the hospital then this is not a legal standing. In this case you have no legal standing because it’s your brother’s case and not yours. If your neighbor has been robbed and you want to sue for them then you can’t because you don’t have a legal standing and it’s their case and not yours. The only time that you have a legal standing is when you are directly involved or someone you have legal rights over like your children. Yes , you can sue for your children. How about your parent? Can you sue for them? No. You can’t sue for your parents because you are not their legal guardian. They still have their rights unless they’re in the hospital and have an attorney will that say you can sue on their behalf.

Cases that are unsuccessful are when you don’t have the evidence for it. If you want to sue a person but have no documents proving that you’re involved then you won’t be able to sue. For example, if someone hires you as an independent contractor and you want to sue them as an employee then you can’t because you’re not their employee, you’re a contractor. You can’t sue them for any liability that is reserved for their employee. If you have signed a contract for buying a car and then want to sue them later because you have some problems, you may not be able to do this because of what is stated in the contract and therefore you may not win. If the contract says that you’re buying the car as it is and they’re not liable for anything that goes wrong after you take it off of their property then you can’t sue them 2 days later if the engine broke down because the contract says that the car is bought as it state.

There are so many examples of cases where you don’t have a legal standing and can’t sue. The list is endless and you have to consult with a lawyer for each specific case or call a law adviser at the court for help. There are law advisers for free at the court to help you out. They can save you money instead of consulting with a lawyer.

The second step of filing a lawsuit is to know what and who you are suing. Do you know what it is that have cause you to have a legal standing to sue and who you are suing. You have to know the name of the person or business that you’re suing. you have to know their full name and their address and contact number. You have to use all these personal information to fill out on the suing application and in order to serve them. If you don’t know who they are or their address or full name then who will you sue? Therefore when you encounter a problem, it’s wise to gather all of this information or save the documents that they gave you.

Next up is gathering your evidence. In order to win a case in court you have to have legal documents. You have to have written or physical evidence. Word of mouth is meaningless in court. You can say a thousand things but the judge won’t make sense of any of it. This is not how the court works. You should know that by now because it’s basic information. Any receipts, contract, written statements, phone calls, phone record, credit card record, bank statements, blood, finger prints, you need to save it and show it in court in order to have a strong standing in your case.

Next is going to court to file an application for small claims court or going to a lawyer’s office to get an attorney. You can go to small claim court if it’s under 5k but if it’s over that you need to get the help of a lawyer. You can get a consultation with your lawyer. If they will take the case then you will know but sometimes they won’t take your case because of their policy. They won’t take your case if you have consulted the wrong type of lawyer that don’t deal with your particular issue. Every lawyer has their specialty and you need to go to the specific ones that deal with your issue. If you have a losing case or a weak case with not a lot of evidence then they won’t take your case either. There could be so many reasons why they won’t take your case.

Next you will wait for the court date and show up to court. If you don’t show up you may delay the case for another couple of months to years. The court is a very busy place and they don’t wait for you. You will be waiting for them. I have come across many red tapes and you will be waiting for a long time and it’s just not worth it. When you show up to court be prepared to make your statement or act in accordance with your lawyer’s advice.

You should do research on your case as much as possible, like similar past ruling to know about it. You should also learn the do’s and don’t of making statement if you’ll be on your own in small claims court. After you have gone to court you’ll be waiting for your judgment at home. The verdict is mailed sometimes and sometimes it’s in court.